l9n/ Pennsylvania

2025–2026 Regular Session

House Bill 1103

An Act amending Title 7 (Banks and Banking) of the Pennsylvania Consolidated Statutes, in mortgage loan industry licensing and consumer protection, further providing for definitions and for powers conferred on certain licensees engaged in the mortgage loan business; and making repeals.

Became law as Act 16 of 2025, signed June 30, 2025, 89 days after it was filed.

Sponsors

Who carried the bill in each chamber, and who signed on. Each name leads to the member's page.

In the House of Representatives

21 co-sponsors

Tim Twardzik, Carol Hill-Evans, Lindsay Powell, Manuel Guzman Jr., Ben Waxman, Benjamin V. Sanchez, ED NEILSON, Joe McAndrew, Jose Giral, Johanny Cepeda-Freytiz, Liz Hanbidge, La'Tasha D. Mayes, Melissa Cerrato, Perry S. Warren, Darisha K. Parker, Joe Ciresi, Keith S. Harris, Jacklyn Rusnock, Malcolm Kenyatta, Dave Madsen, Joe Webster

Its course

April 2 to June 30, 2025, on one scale. In the top row each mark is a day something happened; taller marks are busier days.

Each committee stop sits inside its chamber.

Every action24 actions on 10 days

In the House of RepresentativesApr 2 to May 1240 days

CommerceApr 2 to Apr 86 days

AppropriationsMay 7 to May 125 days

In the SenateMay 12 to Jun 2645 days

Banking & InsuranceMay 22 to Jun 2433 days

AppropriationsJun 25 to Jun 250 days

Waiting to be sentJun 26 to Jun 304 days

With the GovernorJun 30 to Jun 300 days

Votes

Yeas to nays, as the General Assembly recorded them. Committee votes are set in.

  • House of Representatives, third reading203–0

    Passed · May 12

  • Senate, third reading50–0

    Passed · Jun 26

Amendments

Each amendment offered, and what became of it.

  • House of Representatives floor amendmentAdopted

    Adopted May 7

Text

Each version as the General Assembly printed it.

l9n doesn't hold this bill's text yet.

What happened

In l9n's words, one line for each step. Every action as the General Assembly published it is below.

In the House of Representatives Apr 2 – May 12

  1. Apr 2Sent to COMMERCE
  2. Apr 8COMMERCE recommended it
  3. May 7Amended and read a second time
  4. Sent to APPROPRIATIONS
  5. May 12APPROPRIATIONS recommended it
  6. Passed the House of Representatives, 203 to 0

In the Senate May 22 – Jun 26

  1. May 22Arrived in the Senate
  2. Sent to BANKING AND INSURANCE
  3. Jun 24BANKING AND INSURANCE recommended it
  4. Jun 25Read a second time
  5. Sent to APPROPRIATIONS
  6. APPROPRIATIONS recommended it
  7. Jun 26Passed the Senate, 50 to 0

To the Governor Jun 30

  1. Jun 30Signed in the House of Representatives
  2. Signed in the Senate
  3. Sent to the Governor
  4. Signed by the Governor
  5. Became Act 16 of 2025
All 24 actions, as published
  1. Apr 2Referred to COMMERCE, April 2, 2025House of Representatives
  2. Apr 8Reported as committed, April 8, 2025House of Representatives
  3. Apr 8First consideration, April 8, 2025House of Representatives
  4. Apr 8Laid on the table, April 8, 2025House of Representatives
  5. May 6Removed from table, May 6, 2025House of Representatives
  6. May 7Second consideration, with amendments, May 7, 2025House of Representatives
  7. May 7Re-committed to APPROPRIATIONS, May 7, 2025House of Representatives
  8. May 7(Remarks see House Journal Page 554-555), May 7, 2025House of Representatives
  9. May 12Re-reported as committed, May 12, 2025House of Representatives
  10. May 12Third consideration and final passage, May 12, 2025 (203-0)House of Representatives
  11. May 12(Remarks see House Journal Page 601-602), May 12, 2025House of Representatives
  12. May 22In the SenateSenate
  13. May 22Referred to BANKING AND INSURANCE, May 22, 2025Senate
  14. Jun 24Reported as committed, June 24, 2025Senate
  15. Jun 24First consideration, June 24, 2025Senate
  16. Jun 25Second consideration, June 25, 2025Senate
  17. Jun 25Re-referred to APPROPRIATIONS, June 25, 2025Senate
  18. Jun 25Re-reported as committed, June 25, 2025Senate
  19. Jun 26Third consideration and final passage, June 26, 2025 (50-0)Senate
  20. Jun 30Signed in House, June 30, 2025House of Representatives
  21. Jun 30Signed in Senate, June 30, 2025Senate
  22. Jun 30Presented to the Governor, June 30, 2025Governor
  23. Jun 30Approved by the Governor, June 30, 2025Governor
  24. Jun 30Act No. 16 of 2025, June 30, 2025Governor